Every challenge comes with a printable PDF, a ready-made spreadsheet and calendar reminders, so good money habits become a daily tick-box. Pick a goal and start tomorrow.
Choose the goal that matters most to you right now.
Get the PDF, the spreadsheet and the calendar file straight away.
Add the reminders to your calendar and tick off five minutes a day.
BeginnerBuild an emergency pot from scratch with small daily amounts that add up fast.
BeginnerTrack every pound, find the leaks and finish the month with a budget that fits.
BeginnerCut the non-essentials, with swaps and prompts to keep you on track.
BeginnerOne bill a day: energy, broadband, phone, insurance and subscriptions, checked and cut.
BeginnerList what you owe, pick a payoff method and make your first extra payments.
BeginnerLearn the language of investing a day at a time, before you put any money in.
Six PDFs, six spreadsheets and 180 days of calendar reminders. Save £29.95 compared with buying them one by one.
Get the beginner bundleThree things: a PDF you can print or fill in on screen, a spreadsheet that does the sums for you (works in Excel, Google Sheets and Numbers), and a calendar file that adds a reminder for each day's task to your phone or computer calendar.
Straight away. After you pay, you go straight to your download page. Bookmark it, and if you lose it, email us and we'll send the link again.
No. Start any day. Day 1 is whenever you're ready, and the calendar reminders start from the date you choose.
Open the calendar file and it adds 30 daily reminders to Apple Calendar, Google Calendar or Outlook. Each one tells you that day's task.
No. Our challenges are general information and education to help you build habits. They don't take your personal circumstances into account. If you need advice, speak to a qualified, regulated adviser.
Because these are instant digital downloads, we can't usually refund once you've downloaded. If something's wrong with your file, contact us and we'll sort it.