Personal Finance Services provides general information and education only. We do not give regulated financial advice or personal recommendations.
Not financial advice
Our guides, tools and challenges explain how money topics work in general terms. They don't take into account your circumstances, needs or attitude to risk, and they don't tell you what you should do with your money. We are not authorised or regulated by the Financial Conduct Authority (FCA) to give financial advice.
If you need advice for your situation, speak to a qualified, regulated financial adviser. You can check an adviser on the FCA register, and find free, impartial guidance from MoneyHelper.
Investments carry risk
The value of investments can go down as well as up, and you may get back less than you put in. Past performance is not a reliable guide to the future.
Calculators
Results from our tools are illustrations based on the figures you enter and the assumptions shown. They are not forecasts or guarantees.
Accuracy
We try hard to keep our content accurate, but tax rules, allowances and other figures change. Check current figures on GOV.UK before you act. Each guide is written for the UK.
Debt help
If you're struggling with debt, free and confidential help is available from StepChange, National Debtline and MoneyHelper.
Our relationship with the CII
Our CII mock exams are independent study aids. We're not affiliated with or endorsed by the Chartered Insurance Institute.