Save5 min read
How big should your emergency fund be?
A simple way to work out the right number for your household, and where to keep it.
Pairs with: 30-Day Savings ChallengeRead guide
Plain-English guides to everyday money
Short, practical guides to the money situations most people face. Each one pairs with a 30-day challenge when you're ready to act.
Budget6 min read
How to build a budget that actually fits
Why the 50/30/20 rule is a starting point, not a law, and how to make a budget you'll stick to.
Pairs with: 30-Day Budget ResetRead guide
Spend less4 min read
How a no-spend month works, and how to stick to it
The rules, the swaps and the mindset that make a month of spending only on essentials doable.
Pairs with: 30-Day No-Spend ChallengeRead guide
Spend less6 min read
How to cut your household bills, one at a time
A checklist for energy, broadband, phone, insurance and subscriptions, and what to say when you call.
Pairs with: 30-Day Bills CutRead guide
Debt6 min read
Debt snowball or avalanche: which should you use?
Two ways to pay off debts faster, how they differ, and where to get free help if you're struggling.
Pairs with: 30-Day Debt Snowball StarterRead guide
Invest7 min read
ISAs explained: cash ISA or stocks and shares ISA?
What an ISA is, the main types, and the questions to ask yourself before you start investing.
Pairs with: 30-Day Investing BasicsRead guide
Ready to start?
Turn a guide into a 30-day habit
Every challenge comes with a PDF, a spreadsheet and calendar reminders. Get all six beginner challenges for £29.99.
See the challenges